What's open on Columbus Day 2027?
Columbus Day is a federal holiday, next on Monday, October 11, 2027. Here is what is open and closed on the observed date: post office, banks, stock market, government offices, schools and stores.
| Service | Status | Details |
|---|---|---|
| U.S. Post Office (USPS) | Closed | No regular mail delivery; Priority Mail Express is still delivered. |
| Banks | Closed | The Federal Reserve is closed; most banks close, though some branches stay open. ATMs and online banking work. |
| Stock market (NYSE, Nasdaq) | Open | Stocks trade normally; the bond market is closed. |
| Federal offices | Closed | All federal agencies and federal courts are closed. |
| State and local government | Varies | Closed in about half the states (under the Columbus Day or Indigenous Peoples' Day name); open in California, Texas, Florida and others. |
| Public schools | Varies | Usually closed in the Northeast and in observing states; open in many Western and Southern districts. |
| Retail stores and malls | Open | Normal or extended hours, with Columbus Day weekend sales. |
| Restaurants and grocery stores | Open | Normal hours. |
Why these close and others do not
Three separate rules decide what shuts on any given American holiday, and they do not always agree. The federal list in 5 U.S.C. § 6103 governs federal offices, federal courts and the U.S. Postal Service, and the Federal Reserve follows the same calendar — which is why banks close on federal holidays and stay open on state-only ones. State holiday statutes are separate: each state legislature sets its own list for state employees, courts, DMV offices and usually public schools, so a day can be a paid holiday in Texas and an ordinary Tuesday in Ohio. Private employers answer to neither - no federal law requires any private business to close or to pay a preimum for holiday work, so retailers, restaurants and offices set their own policies, and most stay open with reduced hours on all but a handful of days.
Columbus Day is a federal holiday, so the first rule applies: federal offices, federal courts, the Postal Service and the Federal Reserve close, and whether state offices close depends on each state's own list. The stock market keps its own calendar again: the New York Stock Exchange and Nasdaq close for nine of the eleven federal holidays plus Good Friday, but trade normally on Columbus Day and Veterans Day, when the bond market closes and the equity market does not.
Hours vary by location and year. Check with the branch or office before you go. For dates through 2027 and the history, see the main Columbus Day page.
Frequently asked questions
Is the post office open on Columbus Day?
No. No regular mail delivery; Priority Mail Express is still delivered.
Are banks open on Columbus Day?
No. The Federal Reserve is closed; most banks close, though some branches stay open. ATMs and online banking work.
Is the stock market open on Columbus Day?
Yes. Stocks trade normally; the bond market is closed.
Are federal offices open on Columbus Day?
No. All federal agencies and federal courts are closed.
Are state offices, courts and the DMV open on Columbus Day?
It depends. Closed in about half the states (under the Columbus Day or Indigenous Peoples' Day name); open in California, Texas, Florida and others.
Are schools open on Columbus Day?
It depends. Usually closed in the Northeast and in observing states; open in many Western and Southern districts.
Are stores open on Columbus Day?
Yes. Normal or extended hours, with Columbus Day weekend sales.
Are restaurants and grocery stores open on Columbus Day?
Yes. Normal hours.