What's open on New Year's Day 2027?
New Year's Day is a federal holiday, next on Friday, January 1, 2027. Here is what is open and closed on the observed date: post office, banks, stock market, government offices, schools and stores.
| Service | Status | Details |
|---|---|---|
| U.S. Post Office (USPS) | Closed | No regular mail delivery; Priority Mail Express is still delivered. |
| Banks | Closed | Federal Reserve holiday; ATMs and online banking remain available. |
| Stock market (NYSE, Nasdaq) | Closed | No trading session; markets reopen the next business day. |
| Federal offices | Closed | All non-essential federal agencies close; federal employees have a paid holiday. |
| State and local government | Closed | Public holiday in all 50 states and DC; offices reopen the next business day. |
| Public schools | Closed | Falls during winter break in virtually every district. |
| Retail stores and malls | Reduced | Many stores open late or run shorter hours; some chains close for the day. |
| Restaurants and grocery stores | Open | Most open, often with brunch crowds; some independents close after New Year's Eve. |
Why these close and others do not
Three separate rules decide what shuts on any given American holiday, and they do not always agree. The federal list in 5 U.S.C. § 6103 governs federal offices, federal courts and the U.S. Postal Service, and the Federal Reserve follows the same calendar — which is why banks close on federal holidays and stay open on state-only ones. State holiday statutes are separate: each state legislature sets its own list for state employees, courts, DMV offices and usually public schools, so a day can be a paid holiday in Texas and an ordinary Tuesday in Ohio. Private employers answer to neither - no federal law requires any private business to close or to pay a premium for holiday work, so retailers, restaurants and offices set their own policies, and most stay open with reduced hours on all but a handful of days.
New Year's Day is a federal holiday, so the first rule applies: federal offices, federal courts, the Postal Service and the Federal Reserve close, and whether state offices close depends on each state's own list. The stock market keeps its own calendar again: the New York Stock Exchange and Nasdaq close for nine of the eleven federal holidays plus Good Friday, but trade normally on Columbus Day and Veterans Day, when the bond market closes and the equity market does not.
Hours vary by location and year. Check with the branch or office before you go. For dates through 2027 and the history, see the main New Year's Day page.
Frequently asked questions
Is the post office open on New Year's Day?
No. No regular mail delivery; Priority Mail Express is still delivered.
Are banks open on New Year's Day?
No. Federal Reserve holiday; ATMs and online banking remain available.
Is the stock market open on New Year's Day?
No. No trading session; markets reopen the next business day.
Are federal offices open on New Year's Day?
No. All non-essential federal agencies close; federal employees have a paid holiday.
Are state offices, courts and the DMV open on New Year's Day?
No. Public holiday in all 50 states and DC; offices reopen the next business day.
Are schools open on New Year's Day?
No. Falls during winter break in virtually every district.
Are stores open on New Year's Day?
It depends. Many stores open late or run shorter hours; some chains close for the day.
Are restaurants and grocery stores open on New Year's Day?
Yes. Most open, often with brunch crowds; some independents close after New Year's Eve.